Best Way To Compare Two Wheeler Insurance Plans Online
Pallavi had recently bought a gearless scooter and she was very happy and excited about it. However, she had not insured it on time and when stopped by the traffic cops, she ended up paying a heavy fine. That is when she learnt that bike insurance was compulsory in India. She promptly went home, started to compare two wheeler insurance plans and thankfully, found a good policy. After that day, she never took her bike without insurance and it proved to be beneficial for her. If you too are looking for bike insurance, remember to compare and then get the best policy. Read on to know how this can be done.
1. Compare the price -
It is very important for you to find a good insurance comparison website when you look to compare two wheeler insurance plans online. While most of the websites offering this service are good, there are some fraudulent places too. You need to be alert and use the reputed ones only. Since you may also make a purchase thereby entering your credit card details, you need to be extra careful about it.
2. Enter the details correctly -
Next, you need to be very careful when you enter the details about yourself and your vehicle. To correctly compare 2 wheeler insurance online, you need to enter your name, age, residence city, etc. The premium for a tier-one city is higher. Similarly, you need to enter the details about your bike’s make and model. A fancy bike’s insurance premium will be higher than a regular bike’s premium. Do not enter incorrect details just to lower the premium amount, as by doing so you may face many problems later on.
3. Check the price -
It is very important to check the quotes of the various plans when you compare 2 wheeler insurance online. However, the price should never be the only factor that you must consider when buying bike insurance. Also, look at the covers available and also the clauses associated. The plan you get should be favourable in every possible way. Sadly the cheapest plan is not always the best plan, so you should compare very well.
4. Check the insurer’s rating -
Always remember to check the credibility of the insurance provider when you compare 2 wheeler insurance online. The insurer you choose should have a good rating, should have a healthy claim settlement ratio and should offer good customer support. If your insurer does not have these services, look for a bike plan from a better insurance company.
5. Evaluate the claim process -
And last but not least, evaluate the claim process very closely when choosing a bike plan. Compare the claim processes of the various motor insurance companies to see which insurer has the best and the smoothest claim process. If the claim process is complicated, it will become unnecessarily challenging for you in the future.
Give the above-mentioned tips a try and you will be able to compare two wheeler insurance plans in a better manner and thereby find your ideal bike insurance cover.